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Prestige Bridging Finance

Prestige Bridging Finance is a trading style of Aberdeen Industrial Finance Ltd (AIF Ltd)


Terms and Conditions

The use of these "documents and website" hereinafter referred to as website is subject to these Terms and Conditions set out below, which you should read carefully. By using this website you agree to be legally bound by these terms and conditions. If you do not accept these terms and conditions, please do not use this website.


Use of this Website

The information, services and products on this website are intended for use only by residents of the UK and Eire, and from within the UK and Eire. They are not aimed at, nor intended for use by residents of any other jurisdiction, nor to be accessed from any other jurisdiction. We cannot guarantee that this website or its contents are appropriate for use in, or comply with any laws of, any other jurisdiction. This website is designed to be accessed through its principal product home pages and such other pages as we may decide. If you access the site through individual pages directly, which are not designed for this purpose, you may not see important information which is relevant to a full understanding of our products and services. Insofar as this item constitutes a financial promotion for the purposes of Section 21 of the United Kingdom Financial Services and Markets Act 2000 ("FSMA") it has been approved by AIF Ltd. You are wholly responsible for the use of this website by any person using your computer and you must ensure that any such person complies with these terms and conditions.


No Offer

Nothing in this website shall constitute an offer from us for the advance of any monies, whether secured or otherwise. Any initial responses from us or any company associated with us and within AIF Ltd to any enquiry or application form received shall not constitute an offer or the acceptance of any offer. Finance Application In submitting your application to the bank we are confident that your criteria meets that of the banks for the purpose of a property mortgage, subject to the necessary credit checks and confirmation of the facts. However, this is on the understanding no guarantee is made, indicated or otherwise assumed that you will further fulfil the obligations for obtaining finance from the bank. AIF Ltd accepts no responsibility in the event your application is declined. Whilst we will take all reasonable steps to ensure a successful application for a mortgage loan we reserve the right to charge an hourly fee should we decide that full disclosure of your personal circumstances were not made in a timely manner, this will be decided at our soul discretion.


Exclusion of Liability

The following clauses exclude or limit our legal liability for this website and you should read them carefully. Nothing in these terms and conditions shall attempt to exclude liability for death or personal injury, or for fraudulent misrepresentation. While we have taken all reasonable steps to ensure the accuracy and completeness of the information on this website, information is provided on an "as is", "as available" basis, and we give no warranty and make no representation regarding the accuracy or completeness of the content of this website. Consequently, we accept no liability for any losses or damages (whether direct, indirect, special, consequential or otherwise) arising out of errors or omissions contained in this website. Further, no representation or warranty is given that the website shall be available on an uninterrupted basis, and no liability can be accepted in respect of losses or damages arising out of such unavailability or for any failure of performance, error, omission, interruption, defect, delay in operation or transmission or line or system failure. Also, we accept no liability in respect of losses or damages arising out of changes made to the content of this website by unauthorised third parties, and we make no representation or warranty regarding the accuracy, functionality or performance of any third party software that may used in connection with this website. Access to and use of this website is at the user's sole risk and we do not warrant that the use of this website or any material downloaded from it will not cause damage to any property, including but not limited to loss of data or computer virus infection. You have sole responsibility for adequate protection and back-up of data and/or equipment and to undertake reasonable and appropriate precautions to scan for computer viruses or other destructive properties. This website may contain links to other websites which are hosted and maintained by third parties. We have no control over the content or security of any such site. You link to such websites at your own risk, and we make no representations and have no responsibility regarding the content of any such website. We shall not be liable for any loss or damage which may arise from the use of such third party websites. Use of any software downloaded from any such third party website is governed by the terms of any licence agreement which accompanies or is provided with the software.


Personal Data

By agreeing to be bound by these terms and conditions, you are agreeing that we may collect and store certain personal data about you. Your data may be used to provide the service applied for and may be stored by AIF Ltd to keep you informed of products and services which may be of interest to you or disclosed outside AIF Ltd except in circumstances advised to you at the time. Your data will not be used other than in the normal course of our business and in accordance with the Data Protection Act 1998 (as amended). If you do not wish to receive such information, all you need to do is write to let us know. If you wish to receive details of personal data held about you by us, you may write to us to request this - there is a fee for this service. To enable us to provide a better service and to assist our prevention of fraud we may send "cookies" from this website to your computer. A cookie is a small piece of information which a website stores on your web browser on your computer and can retrieve later. We do not obtain personal data from your computer or gather personal information about you unless you personally give information to our server. Furthermore computer viruses are not passed through the use of "cookies". You may set up your browser to disallow "cookies", but this website may not work properly as a result. You may also set up your browser to inform you when cookies are sent.


Copyright

All rights, save as expressly granted, are reserved by AIF Ltd. Reproduction in any form of any part of the contents of this website without our prior written consent is prohibited unless for personal use only.


Trade Marks

This website contains numerous trade marks, rights belonging to AIF Ltd. You may imprint, copy, download or temporarily store extracts from this website for your personal information or when you use our products and services. You must not alter anything. Any other use is prohibited unless you first obtain our written permission. In particular no part of this website may be used on any other website, and no one may link any other website to this website without our prior written permission.


Governing Law

These terms and conditions are governed by and interpreted in accordance with the laws of Scotland and the courts of the above jurisdiction will have non-exclusive jurisdiction in respect of any dispute which may arise. A person who is not a party to the contract constituted by your acceptance of these terms and conditions may not enforce it under the Contracts (Rights of Third Parties) Act 1999.


Changes to Website

The contents of this website, including these terms and conditions of use, are subject to change by us without notification. Where you continue to access or use this website this will mean that you agree to the changes.


Telephone Calls

We may record telephone calls for security or training purposes. Tel: 0870 240 1395 Fax: 0870 240 1396 CHANGES IN THE EXCHANGE RATE MAY INCREASE THE STERLING EQUIVALENT OF YOUR DEBT

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